Home Inspection Tips for Buyers

Here is an excerpt from a new blog post at GreggMarcus.com:

Getting a home inspection is one of the most vital steps prior to buying a home. For buyers, it may be the grounds for negotiating price offers, planning potential renovations or establishing what needs to be fixed in the near future. An inspection is designed to be a fairly comprehensive diagnostic test on the condition of your possibly new home. In this post, Long Island Insurance Executive, Gregg S. Marcus will give some helpful tips regarding a home inspection in hopes of enlightening buyers about the importance and usefulness of a home inspection.

A home inspection is designed to educate both buyers and sellers about certain problems that should be taken in order to prevent any long term damage. Some issues may require immediate attention while others may be the grounds for negotiation and barter prior to moving into the home. Here are some fundamental tips on what to pay attention to when having a home inspected.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Different Ways to Obtain an Auto Insurance Discount

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people nowadays are searching for a number of ways to reduce their monthly expenses, especially during these rough economic times. Some have accepted the art of couponing while others hold back on certain services such as cable and telephone luxuries. Another simple and effective way to reduce your regular bills is to shop around for car insurance quotes and utilize discount rates that are commonly offered. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain the most effective ways to save money and reduce your monthly car insurance payments.

By shopping around for multiple quotes and using the many discount rates offered by different companies you can easily achieve cheap quotes and a significant amount of savings as a customer. Some believe that online quotes are cheaper than that an insurance agent will find for you, this is not true as a qualified agent will be more knowledgeable about the field and better prepared to find a plan that is right for you.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Confusing Insurance Terms Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people upon receiving an insurance policy renewal of any sort often find that many insurance terms are confusing and indefinable.  Of course those in the business itself have little to any trouble conceiving the long and tedious contracts. If you don’t ask for explanations of specific terms and concepts there is an assumption that you understand them, many of these terms are quite befuddling to the layperson.  In this post, Long Island Insurance Executive, Gregg S. Marcuswill define and elaborately clarify many confusing insurance terms and conditions.

Two very common phrases often uttered throughout an insurance policy are replacement cost and market value; this is of course when referring to a homeowner’s insurance policy. Replacement cost and market value are affected by the fluctuations in the economy, including the costs of labor and other materials or housing demands. Often the market value of a home will be a bit higher than the replacement costs or vice versa.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Things to Consider When Renting a Car

Here is an excerpt from a new blog post at GreggMarcus.com:

As summer is approaching many people are beginning to plan vacations. Though most people do realize they may be renting cars throughout their vacation they do not usually contemplate very much about car rental insurance until they are in the position of deciding whether or not to take out a temporary policy. This of course can lead to some hasty and costly decisions. Many people will stand at the rental counter trying to decide if the coverage is actually worth it. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what you need to consider when renting a car and taking out a temporary insurance policy.

There are usually four types of auto insurance offered when renting a car and this can possess some confusion. Most individuals do not know whether or not they should take out the insurance in the first place let alone which of the four options are necessary. If you begin to do your homework on car rental insurance you will realize there are a few points to consider. You should initially contact both your current insurance agent as well as the credit card company you plan on purchasing your rental with

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Why Non-Car Owners Need Insurance Coverage

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people would not understand the purpose of an auto insurance policy for non car owners. This usually comes as a big surprise to many individuals but a car insurance policy is a wise move even for those who do not own a car. Without proper coverage you are eligible to fall into a number of situations that will be discussed at full length later on. In this post, Long Island Insurance Executive, Gregg S. Marcuswill discuss the importance of auto insurance regardless of whether or not you own your own vehicle.

Cities which have a dependable mass transit system may lead you to believe you may not need a personal car for your daily movements. In an instance such as this you may think a car rental service will be there to take care of the times in which you must have a vehicle. When you rent a car, you also get an insurance coverage policy for a small period of time. Though a non-owner insurance policy turns out to be even cheaper than purchasing the short term insurance a rental company offers.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Business Insurance at its Simplest

Here is an excerpt from a new blog post at GreggMarcus.com:

Proper business insurance does not have to be complicated. Many feel that putting business insurance in place can be an overall haunting and grueling task. Though, many business owners start out by putting off attaining business insurance and throw it on the back burner. This should not be the case as it is not as terrible a task as it seems. Most owners do this because they feel the purchasing of insurance is either overwhelming or unnecessary. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how simple and also how important business insurance is to your company, your employees, and yourself as an owner.

When considering insuring your business you should never feel the policy will be either too expensive or too unnecessary. It is important to first understand the basics of business insurance. Each and every business should have general liability insurance, a form of property insurance, and depending upon the amount of employees—workers compensation. There is also a multitude of additional coverage options out there as well as specific types of business insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Home Insurance Quotes Based on your Needs

Here is an excerpt from a new blog post at GreggMarcus.com:

It is critical to your financial security to request viewing home insurance quotes. Regardless of the type of home you are in you should generate quotes from multiple insurance companies as it will put you one step closer to protecting both your home and your personal belongings. In this post, Long Island Insurance Executive, Gregg S. Marcusis eager to help you understand the main coverage options which will assist you in your selection process. You will be able to read about the main types of homeowner’s insurance so you can better understand your quotes.

Structural Coverage

It goes without saying that no one should own a home without having coverage for the home’s structure itself. This type of homeowner’s insurance coverage will protect your dwelling and the other structures located on the premise of your property such as garages, tool sheds, etc.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Auto Insurance—How and Why to Switch

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people seem to hear that you can save some premium dollars if you switch from one auto insurance company to another. Usually companies will cut you a break if you are switching over from one of their competitors, this is the truth, however there is a bit more to it than simply saving money. You may be asking why I should switch my insurer. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how to go about switching insurance companies and how in the end it could save you hundreds on your premium.

If you are searching for better rates you should be sure to get comparable service. If you are only sure of lower rates but may be losing the provided service you were once receiving or the quality and extensibility of the coverage you should think twice before making the switch official. If you are just altogether dissatisfied with your current insurer for whatever reason, it is suggested that you shop around for a better company.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Reasons to Get Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people these days are anti-insurance and view policies as being a hustle intended to divest ones hard earned money due to the slight probability that something might happen to harm you or your possessions. In this post, Long Island Insurance Executive, Gregg S. Marcuswill explain why it is vital to take out a renter’s insurance policy even in the unlikely event of a disaster occurring.

Thievery is obviously an awful occurrence, unfortunately it exists and it is at often times difficult to prevent. It is common that even individuals you trust and welcome into your home may take advantage of your kindness and possibly walk out with an item or two of yours. It is circumstances such as this that you should possess a form of insurance to protect your valuables. An average renter’s insurance policy will layout what specific items are covered as well as their costs.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Property Insurance Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

It goes without saying that your house is the most costly individual item you will obtain at any one time. Though most individuals purchase property insurance, also commonly known as homeowner’s or simply home insurance, these same people rarely know exactly what the insurance policy covers and entails. There are a number of threats regarding home control which include danger from fire, theft, deterioration or many other mishaps. A property insurance policy will protect your overpriced investment from any of these terrifying factors. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain property insurance and its relation to protecting you and your home.

Often referred to as a homeowner’s insurance policy, a household insurance policy is a term of insurance that protects obligation and injury to the house from the individual taking out the insurance plan. The average policy is put in place to protect the house from storms, burglary, riots and personal liability. These factors are part of what is normally known as property owners insurance. Additionally, it covers other conditions specific to ones location and the house itself.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.