Adjusting Your Homeowner’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

It is true that your insurance portfolio is quite similar to maintain an automobile. You need to regularly get a tune up and change your oil such that with an insurance policy, as life changes you are required to make certain tweaks and adjustments to your policy. In this fluctuating real estate market you many need to adjust your coverage prior to a claim, otherwise instead of saving money you may find yourself with a claim not covered by your current policy. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain why it is proper and necessary to adjust your homeowner’s insurance policy.

The personal property coverage or contents coverage for a homeowner’s policy is a default percentage of the dwelling. Discuss this limit with your agent as it compares to the appraised value or market value of your home. Many people hold policies that have not been reviewed in a number of years which results in an insufficient dwelling value. The worst possible time to learn of your homeowner’s insurance being insufficient is of course in the time of a claim. It is not your agent’s responsibility to make sure you read your policy.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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What You Should Understand About Home Owner’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

You can easily reduce the rates of your home owner’s insurance with a few quick methods. Everyone knows that homeowner’s insurance can be a great expense but it is simpler than most realize to minimize. With little to no effort you can go from overpaying every month to saving up to hundreds a year. In this post, Long Island Insurance Executive, Gregg S. Marcuswill lay out some helpful tips about how to save on your homeowner’s insurance and still hold all the coverage needed to stay safe.

One of the easiest and first things you should go about doing when looking to save on your home insurance is to insulate your water pipes. One of the most commonly claimed damage regarding homeowners insurance is a burst water pipe. Any claim with your home insurance provider will dramatically increase you annual insurance premium, therefore it goes without saying that you should insulate your pipes and save money!

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Home Inspection Tips for Buyers

Here is an excerpt from a new blog post at GreggMarcus.com:

Getting a home inspection is one of the most vital steps prior to buying a home. For buyers, it may be the grounds for negotiating price offers, planning potential renovations or establishing what needs to be fixed in the near future. An inspection is designed to be a fairly comprehensive diagnostic test on the condition of your possibly new home. In this post, Long Island Insurance Executive, Gregg S. Marcus will give some helpful tips regarding a home inspection in hopes of enlightening buyers about the importance and usefulness of a home inspection.

A home inspection is designed to educate both buyers and sellers about certain problems that should be taken in order to prevent any long term damage. Some issues may require immediate attention while others may be the grounds for negotiation and barter prior to moving into the home. Here are some fundamental tips on what to pay attention to when having a home inspected.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Home Insurance Quotes Based on your Needs

Here is an excerpt from a new blog post at GreggMarcus.com:

It is critical to your financial security to request viewing home insurance quotes. Regardless of the type of home you are in you should generate quotes from multiple insurance companies as it will put you one step closer to protecting both your home and your personal belongings. In this post, Long Island Insurance Executive, Gregg S. Marcusis eager to help you understand the main coverage options which will assist you in your selection process. You will be able to read about the main types of homeowner’s insurance so you can better understand your quotes.

Structural Coverage

It goes without saying that no one should own a home without having coverage for the home’s structure itself. This type of homeowner’s insurance coverage will protect your dwelling and the other structures located on the premise of your property such as garages, tool sheds, etc.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Property Insurance Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

It goes without saying that your house is the most costly individual item you will obtain at any one time. Though most individuals purchase property insurance, also commonly known as homeowner’s or simply home insurance, these same people rarely know exactly what the insurance policy covers and entails. There are a number of threats regarding home control which include danger from fire, theft, deterioration or many other mishaps. A property insurance policy will protect your overpriced investment from any of these terrifying factors. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain property insurance and its relation to protecting you and your home.

Often referred to as a homeowner’s insurance policy, a household insurance policy is a term of insurance that protects obligation and injury to the house from the individual taking out the insurance plan. The average policy is put in place to protect the house from storms, burglary, riots and personal liability. These factors are part of what is normally known as property owners insurance. Additionally, it covers other conditions specific to ones location and the house itself.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Filing a Homeowner’s Insurance Claim

Here is an excerpt from a new blog post at GreggMarcus.com:

The past few years we have seen a tremendous amount of storms throughout the United States. This has caused many homeowners’ to suffer some damage from either flying debris or more commonly tree limbs. Though many do not know what they are to do if a tree is to fall on their home, or whether or not it matters if it is from your neighbors’ property or yours. In this post, Long Island Insurance Executive, Gregg S. Marcuswill fully explain what you should know about filing a home insurance claim and how to make the process as little of a headache as possible.

Initially, if a tree or a limb falls on your home, regardless of whose tree it is, you must call your insurance company, inform them, and begin to file a claim. After a storm, most people will be reaching out to their insurance companies which could result in a claim process being what they call bottlenecked. The quicker you go to make your claim the faster it will process and the sooner your damage will be repaired.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Flood Insurance for Homeowners

Here is an excerpt from a new blog post at GreggMarcus.com:

When thinking about purchasing a homeowner’s insurance policy, depending upon your location, you may need to greatly consider purchasing a flood insurance policy. As most homeowner’s insurance policies do not include a flood insurance term, there must be a separate agreement purchased. If you are anywhere near the water or live in an area in which is a vulnerable to torrential downpour you should greatly consider purchasing a separate flood insurance policy to protect your home and yourself! In this post, Long Island Insurance Executive, Gregg S. Marcus will explain why it is more than recommended to purchase an insurance policy to protect you from the harms of flooding.

With the hurricane season being quite devastating during the past few years, we should be quite concerned about weather related risks to life and property around the summer time. The Federal Emergency Management Agency, commonly known as FEMA reminds residents all around the country to protect themselves and their properties by being readily prepared for such instances, this includes the acquiring flood insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.