Easy Ways to Save Money on Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many individuals wonder if prepaying all or part of the auto insurance bill can save you some money, the simple answer is yes. Especially if your company gives a discount for this activity as most insurers do. You may be wondering what it exactly means to prepay your bill and how to be sure that your company offers this service. Prepaying your car insurance is essentially self explanatory. You are to pay in advance all or part of your premiums for a given period of time. Most commonly car insurance is billed in six month premium installments. In this post, Long Island Insurance Executive, Gregg S. Marcusexplains thoroughly how you can save money by simply prepaying all or part of your auto insurance premium.

The auto insurance industry has come to the conclusion that a six month time period is the prime amount of time that allows for two things to occur. Initially they have far less work to do accounting wise which makes the company eligible to cut overhead, being that premiums are paid twice a year. And secondly, six months is a short enough time to sweep the DMV’s records on a regular basis and adjust premiums whenever appropriate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Car Insurance Coverage: Do You Have Enough?

Here is an excerpt from a new blog post at GreggMarcus.com:

After you have an accident it is not the time to find out if you have enough car insurance coverage. Most of us don’t spend a lot of time pondering whether or not we carry enough car insurance coverage. When you originally purchased your policy, whether online or in person through an agent, you probably just made the assumption that your previous coverage was enough and rolled them all into your current policy. In this post, Long Island Insurance Executive, Gregg S. Marcuswill explain how to analyze your current car insurance plan and determine whether or not you have a suitable amount of coverage.

With the popularity of buying insurance online you risk the danger of carrying to little insurance which becomes a reality for many consumers. Buying car insurance without a complete question and answer session with an insurance professional or at least a company representative over the phone is not a wise choice. As you get older so does your car insurance policy. With age generally comes more assets and financial responsibility. If you still have the low liability limits that you had at a younger age, then it may be time for a thorough review of your situation to determine if you need more adequate insurance coverage.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Buying Auto Insurance for a New Driver

Here is an excerpt from a new blog post at GreggMarcus.com:

Purchasing auto insurance for a new driver can be an arduous and stressful situation to be in. it is true that most insurance companies will offer policy options for new drivers, the rates they charge are some of the highest the law will allow. New drivers face a number of obstacles when searching for car insurance. It goes without saying that in order to find reasonable coverage at an affordable rate, a new driver with the help of their families should take the time needed to investigate and attain the best policy out there. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain what insurance is best for a new driver and how to go about achieving the lowest rates possible.

It is obviously best to shop comparatively, a broker can assist you in eliminating many companies that do not offer new driver friendly policies and will help to compare and contrast the best plans out there for you at your own personal budget, while also exploring other ways to facilitate saving money on your insurance premium. The golden rule in the insurance industry is of course the higher risk the more you will pay for your insurance premiums. This is true in all insurance areas but even more relevant in regards to auto insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Car Insurance Rates After an Accident

Here is an excerpt from a new blog post at GreggMarcus.com:

A car accident can truly and seriously affect your existence. A vehicle accident can be distressing and pricey, though apart from coping with the auto repairs and insurance claims you should also be aware of the expense of possible hospitalization and medication if anyone receives injuries. This being said the act of an accident can greatly affect and hurt your life both physically and financially. In this post, Long Island Insurance Executive, Gregg S. Marcusexplains what you are to go about doing after getting into an automobile accident and how to handle the situation with as little stress as possible.

If one is to own a vehicle for a long time it goes without saying that you would like to obtain the best from your investment. Therefore it is important that you start searching for car insurance rates and evaluating what is best for you. Many people neglect the significance of insurance coverage for his or her vehicle. It is important to take advantage of getting a guaranteed intends to support your demands of insurance. With insurance coverage you don’t have to worry about the expense of fixing and looking after your vehicle.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Insurance for Business Vehicles

Here is an excerpt from a new blog post at GreggMarcus.com:

Insuring vehicles for a business is quite a tricky situation to delve into, though it is a very necessary and recommended process. Business Cars serve a number of functions which include making sure that workers get to and from t heir business meetings, look professional, or even be used as advertising material. Insuring any vehicle in general is a very important business that you can’t ignore. If you want to choose the right company that will give you the fairest deal you must first understand what will best suit the needs of your business and employees. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain how to go about acquiring the proper type of automobile insurance for your business vehicles.

When determining which company to go with you should not be persuaded by creative and enticing commercials and advertisements. You should be concerned with companies that have the highest-rated customer service support, often ranked by state and even worldwide. It is important to analyze the client base of a company as well as view average premiums of current customers to see which are the lowest. It is also nice to encounter companies whose agents are cooperative and helpful over the telephone.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Different Ways to Obtain an Auto Insurance Discount

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people nowadays are searching for a number of ways to reduce their monthly expenses, especially during these rough economic times. Some have accepted the art of couponing while others hold back on certain services such as cable and telephone luxuries. Another simple and effective way to reduce your regular bills is to shop around for car insurance quotes and utilize discount rates that are commonly offered. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain the most effective ways to save money and reduce your monthly car insurance payments.

By shopping around for multiple quotes and using the many discount rates offered by different companies you can easily achieve cheap quotes and a significant amount of savings as a customer. Some believe that online quotes are cheaper than that an insurance agent will find for you, this is not true as a qualified agent will be more knowledgeable about the field and better prepared to find a plan that is right for you.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Confusing Insurance Terms Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people upon receiving an insurance policy renewal of any sort often find that many insurance terms are confusing and indefinable.  Of course those in the business itself have little to any trouble conceiving the long and tedious contracts. If you don’t ask for explanations of specific terms and concepts there is an assumption that you understand them, many of these terms are quite befuddling to the layperson.  In this post, Long Island Insurance Executive, Gregg S. Marcuswill define and elaborately clarify many confusing insurance terms and conditions.

Two very common phrases often uttered throughout an insurance policy are replacement cost and market value; this is of course when referring to a homeowner’s insurance policy. Replacement cost and market value are affected by the fluctuations in the economy, including the costs of labor and other materials or housing demands. Often the market value of a home will be a bit higher than the replacement costs or vice versa.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.