Tips for Finding and Insuring a New Apartment

Here is an excerpt from a new blog post at GreggMarcus.com:

If you are searching around for a new apartment, there are many options for finding a nice place, though you must be willing to do a bit of legwork. As with most things in life the more hard work you put in to researching, shopping and previewing the better your chances of finding a great place to live. In this post, Long Island Insurance Executive, Gregg S. Marcus  will explain the best ways to go about searching and properly insuring a new apartment and lay out some helpful tips regarding the apartment hunting business.

You need to first give yourself plenty of time to do an adequate search for your new residence. You should be well aware of your moving time frame. There should be absolutely no reason that you do not spend a few months shopping for places to live. A recommended time to start looking is two or three months prior to your current lease ending, before you know it, you’ll have to relocate for one reason or another.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Reasons to Get Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many people these days are anti-insurance and view policies as being a hustle intended to divest ones hard earned money due to the slight probability that something might happen to harm you or your possessions. In this post, Long Island Insurance Executive, Gregg S. Marcuswill explain why it is vital to take out a renter’s insurance policy even in the unlikely event of a disaster occurring.

Thievery is obviously an awful occurrence, unfortunately it exists and it is at often times difficult to prevent. It is common that even individuals you trust and welcome into your home may take advantage of your kindness and possibly walk out with an item or two of yours. It is circumstances such as this that you should possess a form of insurance to protect your valuables. An average renter’s insurance policy will layout what specific items are covered as well as their costs.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


How to Purchase Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Most individuals who rent their homes cannot determine whether it is beneficial or not to hold a renter’s insurance policy.  How can you decide if renters insurance is for you? Do figure this out you will need to calculate the amount of liability coverage needed, assess the probability of property loss (including attaining the value of your possessions), estimate the deductible, and put everything together to determine what is right for you as a renter and what you should be looking for when purchasing renter’s insurance. In this post, Long Island Insurance Executive, Gregg S. Marcus will tell you everything you need to know about renter’s insurance, explain what is right for your specific needs and inform you on how to go about purchasing such a policy.

Analyze Your Liability

In regards to an apartment building, those living on the second floor or higher normally have a higher propensity to be liable for property damage to their neighbors, considering there are people living directly beneath them. If you have any form of water damage in your home you can be sure it will affect the others living below you. If you own a dog renter’s insurance will protect you in the event of the animal causing any harm. If you consider your home to be high risk you shouldn’t hesitate to purchase a policy.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


What You Need to Know about Renter’s Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Renter’s insurance offers protection from life’s unpredictable events. Many renters assume that they are covered under your landlord’s insurance policy, but often that is not the case.  A landlord’s insurance policy usually only covers damage to the building itself, not the residents actual possessions. Renter’s insurance ensures that you can protect your own belongings from a disastrous situation. A Renter’s insurance policy typically covers the losses of your personal possessions; this is similar to a homeowner’s policy for those you have their own house, though it does not cover the damage of the building you live in; that is your landlord’s concern. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain the importance or renter’s insurance and what a typical policy will cover.

A renter’s insurance policy will cover the costs of replacing personal items that are stolen, damaged, or destroyed due to an incident.  The types of disasters that are typically covered are things such as fire or lightning, windstorms, riots, smoke, vandalism, or theft. These tragedies would not be covered under the landlord’s homeowner’s policy and you would be left on your own to replace anything that was lost or damaged. It should be noted that renter’s insurance does not usually cover earthquakes or flood, additional policies specific to these disasters must be purchased.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


How Important is Renter’s Insurance?

Here is an excerpt from a new blog post at GreggMarcus.com:

A homeowner’s insurance policy protects those who own their own house in the event of a tragedy, theft, or any other unforeseen incident.  Those individuals who rent instead of owning a home, renter’s insurance exists to offer the very same protections.  People whom of which live in apartment buildings are not usually required to have insurance, though in many cases it is a very good idea to have it. The owner of the building may have an insurance policy which offers some protection in the event of fire or theft, but that policy will not cover one’s personal belongings. Renters who possess valuable belongings should consider purchasing a renter’s policy in order to protect themselves. In this post, Long Island Insurance Executive, Gregg S. Marcus explains the importance of renter’s insurance and the options available for purchase.

Most renters will indeed require an insurance policy. Financial compensation is given in the event personal belongings are destroyed, stolen, or damaged in any way shape or form.  Renters may have inexpensive items that can be easily replaced. And other renters may just simply not care about having to spend extra money to replace their belongings in the event of an accident, although this group of renters tends to be a small one.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.