Home Inspection Tips for Buyers

Here is an excerpt from a new blog post at GreggMarcus.com:

Getting a home inspection is one of the most vital steps prior to buying a home. For buyers, it may be the grounds for negotiating price offers, planning potential renovations or establishing what needs to be fixed in the near future. An inspection is designed to be a fairly comprehensive diagnostic test on the condition of your possibly new home. In this post, Long Island Insurance Executive, Gregg S. Marcus will give some helpful tips regarding a home inspection in hopes of enlightening buyers about the importance and usefulness of a home inspection.

A home inspection is designed to educate both buyers and sellers about certain problems that should be taken in order to prevent any long term damage. Some issues may require immediate attention while others may be the grounds for negotiation and barter prior to moving into the home. Here are some fundamental tips on what to pay attention to when having a home inspected.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Home Insurance Quotes Based on your Needs

Here is an excerpt from a new blog post at GreggMarcus.com:

It is critical to your financial security to request viewing home insurance quotes. Regardless of the type of home you are in you should generate quotes from multiple insurance companies as it will put you one step closer to protecting both your home and your personal belongings. In this post, Long Island Insurance Executive, Gregg S. Marcusis eager to help you understand the main coverage options which will assist you in your selection process. You will be able to read about the main types of homeowner’s insurance so you can better understand your quotes.

Structural Coverage

It goes without saying that no one should own a home without having coverage for the home’s structure itself. This type of homeowner’s insurance coverage will protect your dwelling and the other structures located on the premise of your property such as garages, tool sheds, etc.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Property Insurance Explained

Here is an excerpt from a new blog post at GreggMarcus.com:

It goes without saying that your house is the most costly individual item you will obtain at any one time. Though most individuals purchase property insurance, also commonly known as homeowner’s or simply home insurance, these same people rarely know exactly what the insurance policy covers and entails. There are a number of threats regarding home control which include danger from fire, theft, deterioration or many other mishaps. A property insurance policy will protect your overpriced investment from any of these terrifying factors. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain property insurance and its relation to protecting you and your home.

Often referred to as a homeowner’s insurance policy, a household insurance policy is a term of insurance that protects obligation and injury to the house from the individual taking out the insurance plan. The average policy is put in place to protect the house from storms, burglary, riots and personal liability. These factors are part of what is normally known as property owners insurance. Additionally, it covers other conditions specific to ones location and the house itself.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Filing a Homeowner’s Insurance Claim

Here is an excerpt from a new blog post at GreggMarcus.com:

The past few years we have seen a tremendous amount of storms throughout the United States. This has caused many homeowners’ to suffer some damage from either flying debris or more commonly tree limbs. Though many do not know what they are to do if a tree is to fall on their home, or whether or not it matters if it is from your neighbors’ property or yours. In this post, Long Island Insurance Executive, Gregg S. Marcuswill fully explain what you should know about filing a home insurance claim and how to make the process as little of a headache as possible.

Initially, if a tree or a limb falls on your home, regardless of whose tree it is, you must call your insurance company, inform them, and begin to file a claim. After a storm, most people will be reaching out to their insurance companies which could result in a claim process being what they call bottlenecked. The quicker you go to make your claim the faster it will process and the sooner your damage will be repaired.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Why Insurance Premiums Increase While Property Value Decreases

Here is an excerpt from a new blog post at GreggMarcus.com:

Customers always seem to ask insurance agents the following question: “How can it cost more to insure my home when my property value is declining?” This has been even more prevalent following the economic slump in the last few years. Values naturally tend to decline as the real estate markets slows up.  Currently homes are not selling as quickly due to a decrease in demand which lowers the competitive aspect of selling.  Homeowner’s across the country have witnessed that property values are much lower than even just a few years ago. In this post, Long Island Insurance Executive, Gregg S. Marcus will explain why this insurance phenomena seems to occur.

With home values declining, why do home insurance rates continue to increase?

One of the greatest factors that determine the cost of home insurance is the replacement value of the home being insured.  The main factors that determine the replacement value of your home can vary greatly from the factors that establish your house’s market value.  Replacement value of a home is the cost that it would take to rebuild your home with current construction costs and

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


The Importance of Vacation Home Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

If you considering a vacation home, it is important to remember that this home also needs to be insured at the same level (or higher) than your primary residence. In this post, Gregg S. Marcus, a Long Island Insurance Executive lists the important reasons to insure a second home.

Similar to standard homeowner’s insurance, vacation home insurance protects your second home and possessions kept there against the following named perils :Storm damage (snow, rain, hail, wind, tornadoes, etc.), fire, lightning, burglary and vandalism. Vacation home insurance also offers liability insurance to cover incidents such as a slip-and-fall accident, dog bite or other accident happening on your property. If your vacation home resides in an area with threats of severe weather or history of earthquakes, you will need to add additional perils such as flood and earthquake insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.