Are You Paying Too Much for Car Insurance?

Here is an excerpt from a new blog post at GreggMarcus.com:

Chances are with the economy the way it is, you are looking at every possible way to save money. One of the easiest ways to save money is by adjusting your auto insurance bill. There are several very simple, yet effective ways to trim down your auto insurance costs to the bare coverage you need, without losing out on any necessary coverage.  Cutting your policy down to the very vital, bare bones policy that you need you will drop your monthly payments greatly, saving you hundreds of dollars in the long run.  In this post, Long Island Insurance Executive, Gregg S. Marcus explains how you can easily and effectively cut your car insurance costs and still keep the coverage that you need to stay safe.

The first thing you must do is evaluate the insurance you currently have. You should examine exactly what you are paying for now and determine whether or not you are overpaying or whether what you are paying for is necessary for you personally.  You should then look at all the ways you can cut down your insurance, or “trim the fat” if you will.  Liability auto insurance, for example is one of the factors you are going to want to keep, as many states require it by law. You can however adjust your policy limits until your policy is dropped down to an affordable rate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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Lower Your Business Insurance Rate

Here is an excerpt from a new blog post at GreggMarcus.com:

It can be said that small businesses are the backbone of the American economy.  The younger businesses are where individuals apply creativity, ingenuity, and apply the greatest amounts of innovation. Though, when a business fails it can be deeply saddening on many levels. The loss of jobs, income and investments all take place when a business goes under.  With several variables at large, it is difficult to pinpoint when and where a business may fail. It can at times involve a product or service that the public isn’t interested in or other various reasons.  In this post, Long Island Insurance Executive, Gregg S. Marcus explains why business insurance is so important for a company to possess.

In order to help business firms find redress in these dire situations, insurance companies have devised policies in order to protect them from any unlikely situation that may come their way.  These policies are brought into place and designed to provide indemnity to the company, should anything beyond their control.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Know What Your Homeowners Insurance Covers

Here is an excerpt from a new blog post at GreggMarcus.com:

It is true that most individuals don’t truly read or understand their insurance policy. The average person just knows that insurance is required when owning a car or a home, but beyond that most don’t look into their policies much.  When purchasing homeowner’s insurance it is rare that one knows what is covered and what isn’t until it’s time to put in a claim and at that time it is too late! In this post, Long Island Insurance Executive, Gregg S. Marcus explains what is usually covered and what you need to know about a basic homeowner’s insurance policy.

In most cases, a homeowner’s insurance will cover against the following things:

  • Damage to the home from wind, hail, lighting and any other storm related damage.
  • Theft from the premise.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Car Insurance Tips Guide

Here is an excerpt from a new blog post at GreggMarcus.com:

In this day and age it is important to shield our assets from the array of damages which may harm them.  One of the leading assets of an individual is their vehicle.  Automobiles are a costly purchase and with the crime relating to them bursting in recent times it is important to be cautious when purchasing auto insurance.  This causes it to be mandatory. Car insurance is the perfect way to protect your automobile against danger via an accident or thievery.  In this post, Long Island Insurance Executive, Gregg S. Marcus  provides the best tips to finding the best auto insurance for you as well as explains the best ways to stay safe on the road.

Before selecting a policy, there are a few items you must take into consideration:

  1. Before purchasing auto insurance be sure to get as many quotes as possible, as it is vital that you shop around. You never know the best deal you can get unless you shop around. Depending on the company and the coverage you wish to have your insurance premium can vary greatly

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Different Types of Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

If you are a current car owner you know how annoying and incomprehensible car insurance can be, especially when you have high rates to pay.  Most people are unhappy with the extremely high costs of their auto insurance, though many don’t know that several different types of auto insurance available in the market. Many of these different policies may be far cheaper than what you are currently paying.  In this post,Long Island Insurance Executive, Gregg S. Marcus discusses the different types of auto insurance and why some may be more beneficial to you than others. Before switching policies it is recommended that you educate yourself on all possible insurance types:

Fully Comprehensive

Fully comprehensive policies are by far the most expensive and the most widespread of all policies across the country.  A large part of the auto industry includes cars that are either leased or financed through loans; this allows dealers and lending companies to require additional standards regarding auto insurance. Most lending companies require fully comprehensive insurance for financed vehicles, so if you took out a loan to purchase your car expect to pay a substantial amount for auto insurance. Fully comprehensive insurance covers almost every possible insurance situation.  The benefit of a fully comprehensive policy is that the insurer will cover the accident regardless of the situation; therefore paying a little more may be worth it.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


5 Unexpected Costs for Homebuyers

Here is an excerpt from a new blog post at GreggMarcus.com:

When looking to purchase a home, many buyers mistakenly believe the sales price of the house is the only cost they need to worry about.  However, those who have purchased a home before no for a fact that there are many other costs involved which need to be taken into consideration.  It is important to research what all the hidden costs will be so to be prepared when making an offer on a house.  In this post, Gregg S. Marcus, a Long Island Insurance Executive  fully explains all the hidden fees of purchasing a house

Taxes

Property taxes can vary immensely from one neighborhood to the next. When shopping around for a home one of the first things you should take into account is that the nicer neighborhood cost far more in property tax. When assessing taxes you should also be on the lookout for whether or not there are additional village taxes in the area. Call your county tax office for tax information on any property

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Why You Need Car Insurance Even If You Don’t Own a Car

Here is an excerpt from a new blog post at GreggMarcus.com:

Most individuals erroneously believe because they don’t have a car that they don’t require auto insurance. Contrary to this belief, it is important to know that some form of insurance should cover anyone who wishes to drive at some point, even if it is not their vehicle. Needless to say, everyone who drives should be insured. In this post, Gregg S. Marcus, a Long Island Insurance Executive explains why it is so important to be insured, even if you don’t have a car.

Regardless of whether or not you own a vehicle, you should be covered in some way or another by an auto insurance policy, which meets the criteria of the specific state you live and drive in. Even though the car you borrow or rent may be covered by its own policy, the drivers must also hold their own personal insurance coverage. If you were to get into an accident for which you are liable you would have no financial liability without said insurance policy.

If you do not own a car and never drive then it is true that there is no need for you to purchase auto insurance. But if for some reason you are going to be at one point or another behind the wheel of a car, you must be insured. It is not just a legal concern to make sure that you are insured under your own policy, but it is vital in order to protect yourself from potential financial troubles.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.