HOW TO: Protect Your Home From Burglaries

Here is an excerpt from a new blog post at GreggMarcus.com:

Long Island Insurance Executive, Gregg S. Marcus, lists some easy ways to avoid your home becoming part of this scary statistic.

Secure your home’s property
Walk around the perimeter of your property and assess where the home’s weaknesses are. Adding high walls, fences and thorny hedges will make your property less of a target to intruders. Make sure to keep ladders, bins and garden benches away from your places where someone might use them to get easy access to your home.

Home alarms
If you don’t have a home alarm, it is in your best interest to get one. If you do have an alarm, make sure there is signage on your gate, windows or near your front door to make it known to thieves. Remember, a home alarm can’t stop a thief from gaining access to your home, but it certainly may deter a burglar from trying.

Keep all doors and windows locked

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

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HOW TO: Save Money On Your Driving Expenses

Here is an excerpt from a new blog post at GreggMarcus.com:

A car’s upkeep doesn’t need to break the bank. By making a few changes, you could save hundreds or more over the course of the year. In this post, Gregg S. Marcus, a Long Island Insurance Executive shares litter changes that you can make to shave down the cost of your driving expenses.

Maintenance
Always follow the maintenance schedule that is recommended for your car. If you are diligent with maintenance, you will avoid paying for unnecessary service such as a transmission fluid change.

Gasoline
Every time you rev your engine, your gas consumption increases drastically. This can lead to a decrease in your vehicles fuel economy by as much as two miles per gallon. With prices so high, it makes sense to stay at the speed limit and avoid passing on the highway. Also avoid leaving your car idling for a long period of time.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


HOW TO: Properly Insure your Business

Here is an excerpt from a new blog post at GreggMarcus.com:

There are risks in any endeavor and a business is no different. According to the Insurance Information Institute, 25% of businesses that close their doors due to disaster never open them again. The process of selecting the proper insurance for your business may be daunting, but it is of the utmost importance! “Before you officially start your business, you must be covered,” says Gregg S. Marcus, a Long Island Insurance Executive, “If a disaster does strike your business, you won’t be able to rebuild without preparation.”

The most common type of package policy for business owners is the business owner’s policy or BOP. BOPs often include property insurance, vehicle coverage, liability insurance, flood insurance, business interruption insurance, and crime insurance. Depending on the type of business you own, you may need to purchase additional coverage.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


HOW TO: Complete a Home Inventory

Here is an excerpt from a new blog post at GreggMarcus.com:

When a homeowner has a Homeowner’s Insurance Policy  they need to have a home inventory to give to the insurance company in the event of a claim. A home inventory is simply a list of your personal possessions. It is important to carefully document all of the belongings in your home so that in the event of a loss, you can provide proof of each item to your insurance company. Police officers, firefighters and all other “first responders” state that a clear home inventory is the most important item you can offer them after a loss. In this post, Gregg S. Marcus, a Long Island Insurance Executive explains the process of completing a home inventory.

Using a combination of a paper list, photos and/or videos is the easiest and most effective way to construct a clear, solid home inventory. Here are the usual steps to generate a useable home inventory list:

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


HOW TO: Cut Your Car Insurance Costs

Here is an excerpt from a new blog post at GreggMarcus.com:

According to the Insurance Information Institute, the average American driver spends over $900 per year on car insurance. There are many factors that impact the amount a driver pays for their automobile insurance.  In this post, Gregg S. Marcus, a Long Island Insurance Executive, discusses what steps to take to cut those high premiums down!

Drive Less
If high gas prices have led you to cut down on your driving, make sure your insurance company knows it. Ask your agent what the low mileage discount is on your policy. Generally if you drive less than 7,500 miles a year, you’ll qualify for a 5 percent discount. Driving less than 5,000 miles a year will usually give you 10 percent off your insurance.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.