Save Money by Prepaying your Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Many individuals wonder if prepaying all or part of the auto insurance bill can save you some money, the simple answer is yes. Especially if your company gives a discount for this activity as most insurers do. You may be wondering what it exactly means to prepay your bill and how to be sure that your company offers this service. Prepaying your car insurance is essentially self explanatory. You are to pay in advance all or part of your premiums for a given period of time. Most commonly car insurance is billed in six month premium installments. In this post, Long Island Insurance Executive, Gregg S. Marcus explains thoroughly how you can save money by simply prepaying all or part of your auto insurance premium.

The auto insurance industry has come to the conclusion that a six month time period is the prime amount of time that allows for two things to occur. Initially they have far less work to do accounting wise which makes the company eligible to cut overhead, being that premiums are paid twice a year. And secondly, six months is a short enough time to sweep the DMV’s records on a regular basis and adjust premiums whenever appropriate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.

Advertisements

Car Insurance Tips Guide

Here is an excerpt from a new blog post at GreggMarcus.com:

In this day and age it is important to shield our assets from the array of damages which may harm them.  One of the leading assets of an individual is their vehicle.  Automobiles are a costly purchase and with the crime relating to them bursting in recent times it is important to be cautious when purchasing auto insurance.  This causes it to be mandatory. Car insurance is the perfect way to protect your automobile against danger via an accident or thievery.  In this post, Long Island Insurance Executive, Gregg S. Marcus  provides the best tips to finding the best auto insurance for you as well as explains the best ways to stay safe on the road.

Before selecting a policy, there are a few items you must take into consideration:

  1. Before purchasing auto insurance be sure to get as many quotes as possible, as it is vital that you shop around. You never know the best deal you can get unless you shop around. Depending on the company and the coverage you wish to have your insurance premium can vary greatly

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Ways to Obtain the Cheapest Auto Insurance

Here is an excerpt from a new blog post at GreggMarcus.com:

Most individuals when asked how much their car costs them a month, they simply reply by explain what their car loan is monthly. People at often times do not take into consideration maintenance, gas, and usually the most expensive aspect, insurance. Lowering your insurance is one of the simplest and most effective ways to lower the cost of your commute, and can usually be accomplished with just a simple phone call to your insurer. In this post, Gregg S. Marcus, a Long Island Insurance Executive explains the most useful ways to lower your car insurance and therefore make your overall car expenses less.

Compare
Feel free to visit as many insurers as you would like and compare their prices. It is important to shop around as many insurance companies offer a variety of premiums and coverage that may differ from company to company and in turn vary greatly in price. The insurance industry is that of a rather large one, therefore there is a lot of competition and a lot of room to negotiate.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


HOW TO: Stay Safe in Your Vehicle

Here is an excerpt from a new blog post at GreggMarcus.com:

Though improvements in technology help to lower the number of car accidents that occur each year, it still remains that most accidents are the result of human error. In order to lower your risk of getting into an accident it is vital to practice safe driving skills. Regardless of whether you are a first time driver or have been behind the wheel for many decades, in this post, Gregg S. Marcus, a Long Island Insurance Executive advises that everyone follow these same safety precautions:

Slow Down!
It goes without saying that driving the speed limit is one of the simplest ways to stay safe. The old expression “speed kills” proves to be true. Studies have shown for every mile per hour you drive over the speed limit you are 4 or 5% more likely to get into an accident. With this logic while traveling ten miles past the speed limit (which happens quite often) you have nearly a 50% more likely chance of being part of an auto accident.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


Running on Silent: Hybrid Vehicle Safety Concerns

Here is an excerpt from a new blog post at GreggMarcus.com:

The Insurance Institute for Highway Safety released a study that found that a driver of a hybrid vehicle is 25 percent less likely to be injured in a crash than driver of a conventional vehicle. Couple these statistics with the money drivers save on gasoline and a hybrid seems like the best choice. While hybrids are by far the safer choice for drivers, they’re far more dangerous for the greenest travelers of all, pedestrians and cyclists. In this post, Gregg S. Marcus, a Long Island Insurance Executive looks into the hidden dangers of hybrid vehicles.

When hybrid cars are in electric mode, they are near silent and can’t be heard coming. Visually impaired pedestrians or those who step into the street without taking a look for cars first are in much more danger of being struck than with louder, standard vehicles. In fact, fuel-efficient vehicles are 20 percent more likely to be involved in an accident with a pedestrian than a standard car. The National Federation for the Blind has called for quiet vehicles to emit a continuous sound and for additional research on the subject.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


The Dangers of Driving Drowsy

Here is an excerpt from a new blog post at GreggMarcus.com:

When you think of driving under the influence, the first thing that normally comes to mind is alcohol and drugs. Drivers under the influence of these substances are more likely to be in fatal car accidents. A lesser-known threat are people driving under the influence of sleepiness. According to the AAA, one in every six fatal accidents in 2010 involved a drowsy driver. In addition to fatal accidents, drowsy driving also was to blame for 13% of car accidents resulting in a hospitalization and 7% of accidents where a vehicle needed to be towed. Unlike intoxication, there is no test to discover if a driver is tired. Driving while drowsy can be prevented. Gregg S. Marcus, a Long Island Insurance Executive shares ways to tell if you are too tired to drive and tips to stay awake on the road.

Are you at risk?
Young drivers (under the age of 24) and men are at higher risk for driving drowsy. According to the AAA, 52% of men reported falling asleep behind the wheel while only 30% of women reported falling asleep.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


8 Ways to Cut Your Auto Insurance Costs

Here is an excerpt from a new blog post at GreggMarcus.com:

Car insurance is not a fun bill to pay every month. Every driver must be insured and according to the Insurance Institute, over 96% of Americans overpay for the auto insurance. Gregg S. Marcus, a Long Island Insurance Executive shares 8 ways to save each month on your auto insurance bill, which allows you to have some extra money in your pocket.

1. Increase your deductible
A higher deductible on both your collision and comprehensive coverage can lower your car insurance rates. Keep in mind that when you do this, you will have to pay more out of pocket at the time of an accident or other claim.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.