The Basics of Jewelry Insurance

Here is an excerpt from a new blog post at

Jewelry is a major investment and you will want to insure your collection to protect it against theft, damage or loss. Jewelry insurance may be the finest method to ensure the safety of your heirlooms and secure your investment in the precious metals and gems. In this post, Long Island Insurance Executive, Gregg S. Marcus,  discusses additional jewelry insurance and why it is so important to any jewelry collector.

If you have a homeowner’s insurance policy or renter’s insurance, you already have some jewelry insurance. That’s because these policies include coverage for unscheduled personal property — which includes jewelry. Typically, however, such coverage is limited to the perils covered and lower dollar amounts on theft losses, as well as by various exclusions. If you own higher value fine jewelry (valued over $1,000), your homeowner’s insurance will likely be inadequate. For jewelry that is not adequately covered by a homeowner’s policy, additional kinds of coverage are available.

To read this post in it’s entirety, click here to visit the Gregg Marcus official website.


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